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Start Your Homebuying Journey with Confidence

Whether you're just starting to dream about buying a home or you're almost ready to start looking, we have the insights you need.

Homebuying Basics for First-Time Buyers

Start here for the fundamental knowledge every first-time buyer needs to make confident decisions.

Homebuying Basics

Does Closing Your Credit Card Hurt Your Credit Score?

You’ve finally done it! Paid off your credit card. That zero balance feels amazing, and now you’re staring at the card wondering: should I just close it?

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1 min 12/10/25

For Buyers Ready to Act Soon

These insights will help you optimize your strategy and timing for the best possible outcome.

Ready to Act

Common Mistakes That Increase Your DTI

The mistakes outlined below are surprisingly common among first-time homebuyers.

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1 min 11/10/25

Beginning Your Homeownership Journey

Build your foundation with smart financial planning and realistic goal setting.

Beginning the Journey

7 Proven Ways to Lower Your Debt-to-Income Ratio

Your debt-to-income ratio can make or break your mortgage application.

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1 min 11/6/25
Beginning the Journey

What is debt-to-income ratio?

Your debt-to-income ratio (DTI) is the percentage of your monthly income that goes toward paying debts.

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2 min 11/4/25
Beginning the Journey

The Real Cost of Buying a Home: How Much Should You Save Before You Buy?

Buying your first home is an exciting milestone but it also comes with a number of hidden costs that first-time buyers often overlook.

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1 min 7/1/25