All Articles (6)
Does Closing Your Credit Card Hurt Your Credit Score?
You’ve finally done it! Paid off your credit card. That zero balance feels amazing, and now you’re staring at the card wondering: should I just close it?
Common Mistakes That Increase Your DTI
The mistakes outlined below are surprisingly common among first-time homebuyers.
7 Proven Ways to Lower Your Debt-to-Income Ratio
Your debt-to-income ratio can make or break your mortgage application.
What is debt-to-income ratio?
Your debt-to-income ratio (DTI) is the percentage of your monthly income that goes toward paying debts.
The Real Cost of Buying a Home: How Much Should You Save Before You Buy?
Buying your first home is an exciting milestone but it also comes with a number of hidden costs that first-time buyers often overlook.
Pre-Qualification vs Pre‑Approval
Embarking on the journey to homeownership is exciting—but understanding the financial steps involved is crucial. Two terms you'll encounter early on are pre-qualification and pre-approval. While they might seem similar, they serve different purposes in the mortgage process. Knowing the difference can save you time, strengthen your offer, and help you navigate the competitive housing market with confidence.
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